Programs
Our Correspondent Lending program allows you to offer your clients a series of
competitive loan programs that help meet your clients’ needs. With competitive
rates and multiple term options, our team of seasoned experts help you expand
your business and offer more to your borrowers.
Prime Jumbo
- Loan amounts to $3MM
- LTV's up to 90%
- FICO's from 700
- Owner occupied, 2nd Home & Investment Property
- Purchase & Rate Term Refinance & Cash-Out Refinance
- Maximum cash out is $500,000
- Competitive fixed rate pricing
- Max DTI 43%
- Available in all 50 states
- Delegated or Non-Delegated
ReliantOne
- Loan amounts to $2MM
- LTV's up to 85%
- FICO's from 680
- Owner Occupied, 2nd Home & Investor
- Purchase, Rate & Term Refinance & Cash-Out Refinance
- Maximum cash out is $250,000
- DTI up to 50%
- Properties allowed: 10 acres, Non-Warrantable Condo, Condotel
- Available in all 50 states
- Interest Only ARM’s
- Competitive pricing
- Delegated or Non-Delegated
Bank Statement
- Loan amounts to $2MM
- LTV's up to 80%
- 12-month Business or 24-month Personal Bank Statements
- Owner occupied & Second Home
- Purchase and Rate & Term Refinance & Cash-Out Refinance
- Maximum cash out is $250,000
- Competitive fixed rate pricing
- Max DTI 45% ; exceptions to 50%
- Available in all 50 states
- Interest Only ARM’s
- Delegated or Non-Delegated
Investor
- Loan amounts to $750,000
- LTV's up to 70%
- Investment Property only
- No DTI, utilize Debt Service Coverage Ratio ≥ 1.25
- Loan can be closed in LLC, Corporation, GP, LP, Inter-Vivos Revocable Trust
- Purchase and Rate & Term Refinance & Cash-Out Refinance
- Maximum cash out is $100,000
- Competitive fixed rate pricing
- Available in all 50 states
- Delegated or Non-Delegated
We're Here to Guide You
The Reliant Bank Correspondent Lending team is here to guide
you – whether it’s to review a scenario or assist you with
becoming a Correspondent Lending partner.